Used Car Finance in Larkhall
At Auto Assets Ltd, we make owning your dream car more affordable with our flexible used car finance options in Larkhall. Whether you're eyeing a family van or a sleek sedan, our tailored plans fit your budget, ensuring a smooth ride towards your next vehicle purchase. Visit us to explore your financing options today!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £2,294.00 |
| Total Deposit £229.40 | Total Amount of Credit £2,064.60 |
| First Payment £41.48 | 58 Monthly Payments £41.48 |
| Final Payment £42.48 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £425.20 | Total Amount Payable £2,719.20 |
| Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
| Product Hire Purchase | Cash Price £2,294.00 | Total Deposit £229.40 | Total Amount of Credit £2,064.60 | First Payment £41.48 |
| 58 Monthly Payments £41.48 | Final Payment £42.48 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £425.20 | Total Amount Payable £2,719.20 | Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
| Product Hire Purchase | Cash Price £2,294.00 | Total Deposit £229.40 | Total Amount of Credit £2,064.60 | First Payment £41.48 | 58 Monthly Payments £41.48 | Final Payment £42.48 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £425.20 | Total Amount Payable £2,719.20 | Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of buying a used car. Our team can provide tailored advice to find the best finance plan to suit your budget and lifestyle.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance experts.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or bank statements). Additional documents may be required based on your specific situation.
The approval time can vary depending on the lender and your individual circumstances. Generally, finance approvals can be obtained as quickly as the same day, although it may take a few days in some cases.
Yes, you can use your current vehicle as a part exchange and apply the value towards the deposit for your finance agreement. Our team will assess your vehicle and provide a fair market valuation to determine how much can be contributed towards your deposit.
Generally, there are no specific restrictions on the cars you can purchase with finance. However, some lenders may have criteria regarding the age and mileage of the vehicle. We can provide guidance on selecting a vehicle that meets both your needs and the criteria of our finance partners.