Used Car Finance in Scotland
At Auto Assets Ltd, we offer competitive finance options for used cars in Scotland. Our tailored plans make owning your dream car affordable, with flexible terms to suit your budget. Visit us in Larkhall, South Lanarkshire, or contact us to learn more about our easy financing solutions for used cars.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £2,294.00 |
| Total Deposit £229.40 | Total Amount of Credit £2,064.60 |
| First Payment £41.48 | 58 Monthly Payments £41.48 |
| Final Payment £42.48 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £425.20 | Total Amount Payable £2,719.20 |
| Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
| Product Hire Purchase | Cash Price £2,294.00 | Total Deposit £229.40 | Total Amount of Credit £2,064.60 | First Payment £41.48 |
| 58 Monthly Payments £41.48 | Final Payment £42.48 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £425.20 | Total Amount Payable £2,719.20 | Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
| Product Hire Purchase | Cash Price £2,294.00 | Total Deposit £229.40 | Total Amount of Credit £2,064.60 | First Payment £41.48 | 58 Monthly Payments £41.48 | Final Payment £42.48 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £425.20 | Total Amount Payable £2,719.20 | Annual Fixed Interest Rate 4.11% | Representative APR 7.90% |
At Auto Assets Ltd, we offer a variety of financing options to suit your needs, including hire purchase agreements and personal contract purchase plans. Our finance experts are on hand to guide you through the available options to find the best solution for you.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to apply as we assess each application individually.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or bank statements).
We aim to provide decisions on finance applications as quickly as possible, often within a few hours. However, the time can vary depending on the completeness of the information provided and the specifics of your application.
Absolutely, part exchanges are welcomed at Auto Assets Ltd. You can use your current vehicle as a deposit towards your finance agreement, potentially lowering your monthly payments. We offer competitive valuations to ensure you get the best deal.
We finance a wide range of used motorbikes, cars, and vans. However, some restrictions may apply based on the age and condition of the vehicle. Our team can provide more specific information based on your choice of vehicle and finance terms.